In today’s uncertain economic environment, many consumers are facing financial challenges. While there are many useful financial education programs available, few, to date, have taken a systematic and scientifically grounded approach to literacy outcomes. What Dr. Williams has developed is important. Her approach is founded on applied academic research. This book includes current interests of professionals and individuals and families: Financial literacy, capability, wellness, and resource management. It is not uncommon for competing books to be little more than new age products that rely on simple solutions and quick- x. This book goes beyond the symptoms to address current financial troubles and decisions. Although he unique perspective and approach meets the needs of all Americans ignorant or in financial crisis, this books presents basic personal financial education and financial solutions to current dilemmas.
– JOHN GRABLE, PH.D,
GEORGIA STATE OF UNIVERSITY